Update;;;;; I just spoke with my bank and they are doing a dispute form for this amount and to get the charges back. They said under a 'credit law' they are obligated to refund when asked and they will be investigated. the bad thing is I had to cancel my debit card to insure they won't do it again. so I have to wait for a new one, but it will be worth it, I guess. Just thought I would pass it on to you nice people. A shame we have to do this. So dispute it through your bank.